Terms and Conditions

Legal Compliance

You agree to comply with all applicable laws, regulations, and professional standards when:

• 1. Accessing or using our website and digital services
• 2. Engaging in communications or transactions with Meridia Group
• 3. Utilizing information, analysis, or recommendations we provide
• 4. Sharing or distributing content obtained from our services

Prohibited Conduct

You expressly agree not to engage in any of the following prohibited behaviors:

• • Providing false, misleading, or fraudulent information to Meridia Group
• • Using our services for any illegal, fraudulent, or harmful purpose
• • Attempting to circumvent security measures or access restricted systems
• • Reverse engineering, decompiling, or disassembling any aspect of our services
• • Harvesting data or information from our website through automated means
• • Reproducing, distributing, or creating derivative works from our proprietary content
• • Engaging in any activity that interferes with or disrupts our services

Content Standards

Any content you submit through our website, including inquiries, feedback, or communications, must be accurate, lawful, and appropriate for professional business discourse. You retain ownership of content you submit but grant us a non-exclusive license to use such content for providing and improving our services.

Due Diligence

While we strive to provide accurate and thorough analysis, you acknowledge that financial analysis involves inherent uncertainties. You are responsible for conducting your own due diligence, seeking independent professional advice where appropriate, and making informed decisions based on your specific circumstances and risk tolerance.

Indemnification Obligations

You agree to indemnify, defend, and hold harmless Meridia Group, its principals, employees, contractors, and affiliates from any and all claims, demands, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising from your use of our services, breach of these terms, violation of applicable laws, or infringement of third-party rights.

Disclaimer of Warranties

Except as expressly stated in written service agreements, our website and general information are provided "as is" without any warranties, express or implied, including but not limited to:

• • Warranties of merchantability or fitness for a particular purpose
• • Warranties of accuracy, completeness, or timeliness of information
• • Warranties that our services will be uninterrupted or error-free
• • Warranties regarding the security of data transmission

Limitation of Liability

To the maximum extent permitted by applicable law, Meridia Group shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, loss of data, business interruption, or loss of business opportunities, whether based on contract, negligence, or other legal theory, arising from your use of our services.

Informal Resolution

In the event of any dispute, controversy, or claim arising from or relating to these terms or our services, the parties agree to first attempt resolution through good faith negotiations. Either party may initiate this process by providing written notice to the other party describing the nature of the dispute.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales, without giving effect to any principles of conflicts of law. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.

Proprietary Rights

All intellectual property rights in and to our website, services, methodologies, analytical frameworks, software, content, and materials are owned by or licensed to Meridia Group. These rights are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

Right to Modify

Meridia Group reserves the right to modify, amend, or replace these Terms and Conditions at any time at our sole discretion. Material changes will be effective upon posting to this page with an updated revision date. Your continued use of our services after changes constitutes acceptance of the modified terms.

Severability

If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable while preserving its intent. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any written service agreements, constitute the entire agreement between you and Meridia Group regarding your use of our services and supersede all prior agreements, understandings, representations, and communications, whether written or oral.

Waiver

No waiver of any term or condition of these Terms and Conditions shall be deemed a continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.